Tools, Charts and Graphs
Of any of the eight (going to be 12) charts in Ideas for America 1,
four are here, and the one below is might be the most
valuable. Whereas so many struggle to break out of
paying high rent, going in on a place together can be a
great first step towards saving money, building
capital and credit. There are legal issues with multiple
owners, but generally three people on the mortgage is
not overly complicated with the bank, and I've known
five people that did this
together. With
some work this approach could work for many recent graduates, older workers whose health is failing, or any other group.
Monthly Mortgage Payment per Number of Payers
| Mortgage Size |
1 Payer |
2 Payers |
3 Payers |
4 Payers |
| $100,000 |
600 |
300 |
200 |
150 |
| $200,000 |
1200 |
600 |
400 |
300 |
| $300,000 |
1800 |
900 |
600 |
450 |
| $400,000 |
2400 |
1200 |
750 |
600 |
Retirement Core Principle and
Chart
Perhaps the most notable absence in
Ideas for America 1 is a section on retirement.
However, one principle has become clear, and that is
that “flexibility of location” is one of the most
important factors in find a
cost-effective solution to long-term nursing home care.
It may be a good
exercise to some to do some shopping and fill in the
blanks on the chart Also, note that
the blog has a number of articles on retirement.
| Location |
Daily Cost |
Monthly Cost |
Annual Cost |
| U.S. Average |
$181 |
$5430 |
$60,840 |
| Shrevesport, LA |
$96 |
$2,780 |
$28,000 |
| New York City |
$420 |
$12,600 |
$152,400 |
| Your Hometown |
? |
? |
? |
| 100 Mile Radius |
? |
? |
? |
Notes on the Chart As
was said, this is just a very rough chart, but the
principle of "flexibility of location" is well shown.
The source for this
information is the 2007 New York Times Almanac.
2400 Calorie Healthy Diet:
Myself, I eat a 3000 calorie diet based on this chart
below, (with one more snack) but I'm big and physically
active, and 2,400 should be enough for most. Source:
Warrior Performance Nutrition.
| Total: 2400 Calories |
Choice 1 |
Choice 2 |
Choice 3 |
Choice 4 |
| Breakfast 500 calories |
1 whole wheat bagel w/ 2 tbsb natural peanut
butter |
2 cups cooked plain oatmeal, 2 tbsb walbuts,
2 tbsb raisins, 1 tbsb brown sugar |
1 Egg, 3 egg whites, 1 thin slice cheese, 2
slices whole wheat toast |
2 cups cereal, 1 1/2 cups skim milk, banana
or 10 oz juice |
| Lunch 700 calories |
4-5 slices turkey on whole wheat bread, pita
or roll. Light mayo and apple |
4 slices lean roast beef on whole-wheat
bread, pita or roll, light mayo, 2 tangerines |
4-5 oz grilled chicken on whole wheat, 2
tbsb light mayo or mustard |
Mixed greens w 6 oz grilled chicken or
Turkey, whole wheat pita, light dressing, 1 cup
fresh berries |
| Dinner 1000 calories |
Chicken/Fish 10 oz skinless not fried, 2
cups brown rice, wheat pasta or sweet potato |
7 oz lean steak, 2 cups brown rice, wheat
pasta, or sweet potato. |
2 turkey burgers, (4 oz each) on
whole-wheat, lettuce, tomato |
2 1/2 cups cooked
pasta, 1 cup tomato sauce, 2 meatballs, 2 oz
each, 1 cup veggies |
| Late Snack 400 calories |
shake |
2 slices whole wheat bread, 1 tbsb natural
peanut butter, 1 tbsb jelly |
1 1/2 cups cereal, 1 1/2 cups skim milk |
Apple 2-3 Tbsb natural peanut butter |
Organ Donor Chart
Ideas for America 1 has a few brief paragraphs
about some of the issues in organ donation, and as a
supplement we have this chart here. It's just a start;
but the more systematically we think about the
situation, the more effectively we can come up with
solutions. We'll continue to try and fill in the
information on this chart. Feedback is most welcome!
| Organ |
Success Rate |
Waiting |
Received Organ |
Died Waiting |
| Kidney |
95% |
? |
? |
? |
| Pancreas |
96% |
? |
? |
? |
| Heart |
86% |
? |
? |
? |
| Total |
71-96% (Range) |
86,498 |
? |
6,257 (annual) |
Source: 2007 New York Times
Almanac, page 378. The numbers are as of August 24,
2004.
|
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